To have choices and a sustainable future, Native Hawaiians will progress toward greater self-sufficiency.
- Native Hawaiian median family income will equal 100 percent or greater than the Statewide median family income.
- Increase the percentage of Native Hawaiians who improve their capacity to own or rent a home.
HAWAIIAN COMMUNITY ASSETS
Hawaiian Community Assets’ Building Stability in Housing program provides culturally-relevant, place-based financial literacy education, HUD-certified housing counseling and asset building products to low- and moderate-income Native Hawaiians to improve their capacity to own or rent homes. HCA expects to serve 1,000 Native Hawaiians through financial literacy workshops that teach money management through a cultural lens, housing counseling to increase credit scores and decrease debt, as well as MATCH savings accounts and products that build and repair credit. During this grant cycle, HCA will expand its Credit Repair Loans to help first-time homebuyers reduce their debt-to-income ratios.
NĀNĀKULI HOUSING CORPORATION
Na Kūkulukumuhana is a project that provides financial and homeownership training to Native Hawaiian households with low to moderate income to increase their economic self-sufficiency. NHC expects to provide training and counseling to over 400 Native Hawaiians over the next two years through financial literacy workshops, home repair classes and case management to develop individual service plans based on participants’ needs and financial situations. Participants who complete the training receive certificates that can be used to obtain assistance from any HUD-based First Time Homebuyer Program.
HABITAT FOR HUMANITY MAUI
Habitat for Humanity Maui’s Native Hawaiian Financial Literacy & Homeowner Education program teaches Native Hawaiian populations on Maui and Lānaʻi about effective financial literacy strategies with the goals of long-term economic self-sufficiency and successful homeownership. The HUD-approved, 8-hour curriculum covers homeowner readiness, financial literacy, credit and credit scores, becoming pre-approved for a loan, understanding different loans and mortgages, shopping for a home, budgeting, keeping your home during difficult financial times, saving, home maintenance and energy efficiency. Case management is also available to class members who want personalized credit counseling and an Individual Service Plan.
GOODWILL INDUSTRIES OF HAWAI‘I, INC.
The Career Pathways Program: Employment and Career Support Services for Native Hawaiians is a collaboration between Goodwill, the University of Hawaiʻi community colleges and local employers. Over the next two years, 240 eligible Hawaiians will be helped through the program, which broadens access to post-secondary education with an emphasis on shorter-term vocational programs that result in higher-wage employment. The program offers job readiness training, financial literacy, educational support and job placement in Honolulu, Hilo, Kona, Maui and Kauaʻi. Local employers will be engaged to create job opportunities, as well as ensure their workforce training needs are being met.
The Hawaiʻi Youth Opportunities Initiative (HYOI) Opportunity Passport provides financial literacy training and matching funds for asset purchases to young people ages 14 to 25 who were in foster care. Eligible asset purchases for Native Hawaiians include security deposits and first month’s rent. At least 10 financial literacy training sessions will be offered over the next two years on Oʻahu, East and West Hawaiʻi Island, Kauaʻi and Maui. EPIC offers 1:1 matches for asset purchases including housing, medical care, education and vehicles.
Financial Readiness for Native Hawaiian Women will help Native Hawaiian women develop the tools they need to live independently after prison through re-entry and work furlough services, as well as transitional housing. Generally, participants will be transferred from the Women’s Community Correctional Center to YWCA Fernhurst for a six month program. Once they complete that program and are paroled, participants can also move into transitional housing for up to six months. Aspects of YWCA’s program also include continuing education, a job search accelerator program and hoʻoponopono training to address conflicts with family members and friends.